Layaway / Finance / Payment Plans

Free Layaways

At Atlantic Furniture we understand budgeting, and we want to make it as easy as possible for you to own your new furniture…on your own terms. That is why we offer free layaway for up to 6 months. There is no minimum down payment required on your layaway. NO set payment amounts, no hidden fees, interest or other charges, you may make your payment amount whatever fits your budget, up to 6 months. If you should change your mind on any item or see a new style on our showroom floor, you may transfer your full deposit to that item. (Not applicable to special order items.)


We offer financing through Synchrony Finance. Please stop in to our showroom to fill out the quick and easy finance application, which will be processed while you wait.


At Atlantic Furniture, we offer many ways to purchase your new furniture. We accept Visa, Mastercard, Discover, American Express, cash, money order, and personal checks.

Lease Purchase option powered by Progressive Leasing*

  • Must be 18 years or older
  • Must have valid Social Security Number or ITIN
  • Have routing and account numbers for an open and valid checking account
  • A photo ID

Learn more:

Contact Progressive Leasing during at 877-898-1970 or by email at

Apply for no credit Lease-To-Own at Atlantic Furniture Providence.

Apply for no credit Lease-To-Own at Atlantic Furniture Pawtucket.

*The advertised service is lease-to-own or a rental- or lease- purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

    Question? We will respond to your e-mail within 24 to 48 hours. (Holiday and weekends may take up to 72 hours.)